How to Get the Right Potential Bankruptcy Attorney

Finding and researching potential bankruptcy attorney

If you’ve never filed for bankruptcy before, you probably don’t have an attorney lined up, and finding one can be a intimidating process. If you aren’t sure where to start, these ideas will point you in the right direction.

From friends and family

Ask for a legal referral to someone who has provided excellent service in the past. Don’t worry if you get the name of someone who isn’t a bankruptcy attorney, simply call the lawyer’s office and ask the office staff who they recommend when clients have bankruptcy needs.

Using the Internet for Research

Use the internet to search for a local bankruptcy attorney. You’ll quickly find a list  practicing in your area.

From a Trustworthy Referral Site

You can also find bankruptcy lawyers using sites such as the American Bar Association, or a local association of attorneys. You also could call the bar association’s lawyer referral and information service An interviewer will discuss your situation and decide whether you need a lawyer or if some other assistance is available.

Once you’ve compiled a list of promising names, you can trim it down by doing preliminary research. For instance, it’s a good practice to check your state’s bar association to find out if the attorney has a record of discipline—it happens more often than you might think. You can also look online for client reviews, news articles, and other information that might provide insight into the attorney’s reputation and competence. Once you find an attorney who understands the bankruptcy code and you are comfortable with, make sure you disclose everything and collect and provide the information your attorney requests.

Your attorney will help you receive personal attention which has been uniquely tailored for your unique financial situation. What that means for you is that you will be able to have the necessary time for the attorney to learn and consider your financial issues and which legal solutions offer you the best protection for your assets while minimizing your liabilities.

You don’t need to be surprised for this reason to hear the simple question: “What problems have got you considering the option of bankruptcy?” Another common way to discover the root issues might be: “What problems are plaguing you financially?” Your answer for these questions brings out basic financial struggles to help the attorney understand what is hurting you and how your financial concerns can be answered and solved moving forward. The attorney will seek to discuss questions regarding your finances such as your debts, your assets, as well as ongoing financial payments and obligations like your income and mortgage payment, auto payment, etc. As the attorney better understands your issues and what is important for you financially, you will receive better customized legal advice to make the best financial decisions to have a bright financial future.

Baneylaw, P.C.
(571) 620-6715
2121 Eisenhower Avenue, Suite 200 Alexandria, Virginia 22314
http://www.baneylaw.com

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Pick a Bankruptcy Attorney by Asking These Questions

Choosing a bankruptcy attorney can be the most important decision for someone facing bankruptcy. Before hiring a legal counsel, take the time to find out what you’re getting. Here are questions you should ask during an interview with a prospective attorney.

How can one benefit from filing bankruptcy?

A prospective attorney should be able to explain the benefits of bankruptcy in simple, everyday terms. The major benefit to filing for bankruptcy is that it affords those who file the opportunity to repay a portion of their debts without collectors breathing down their neck. As soon as an individual or business files for bankruptcy, a court order is instilled that prohibits debt collectors from trying to recoup their money on their own for as long as the bankruptcy process lasts. He or she should also be able to tell you about different types of bankruptcy, such as Chapter 7 and Chapter 13 and how each one would affect you.

How many bankruptcy cases have you successfully handled?

If your lawyer has taken on only a handful of cases in his or her career then you need to know that. Filing bankruptcy is not just filling out some paperwork, and filing some forms, and going to court once or twice. While it sometimes can appear that there’s not too much to filing a bankruptcy case, that’s because a competent, knowledgeable, experienced bankruptcy attorney knows what to do and makes it look easy. Likewise, if your legal counsel claims to have helped thousands of people in a career spanning many decades, that is useful information to have as well. An attorney who handles only bankruptcy cases will often have a better knowledge of current laws than one who handles a lot of different types of cases.

What do your attorney fees cover?

In most cases, the fees you pay will cover all of the services you will need to obtain a final discharge. Although most attorneys now offer free consultations for the first meeting, the biggest expense for any bankruptcy is usually the attorney’s fees. These also vary because of state and jurisdiction, but can range anywhere from a $1,000 to $3,000. Many bankruptcy attorneys charge a flat fee for filing a bankruptcy petition, although a few still bill at an hourly rate. If your attorney charges extra fees for special services, make sure you know about them and whether they apply to your case before you sign a agreement The cost varies depending on an attorney’s expertise and staff. Many firms that specialize in bankruptcy law actually charge a lower fee because they operate a volume business where one attorney may supervise multiple paralegals. They can charge a cheaper rate because they are using a paralegal to perform some of the bankruptcy work, rather than an attorney for the whole bankruptcy.

Filing for bankruptcy on your own can end up costing you dearly, especially if you make the wrong decisions or file incorrectly and lose assets you could have protected. Filing bankruptcy without an attorney is a lot like rebuilding your car’s transmission. Sure, it might work out if you kind-of know what you are doing. Or it could lead to way more expensive problems than if you just hired a professional to do it right from the start. Find a bankruptcy attorney near you today!

Baneylaw, P.C.
(571) 620-6715
2121 Eisenhower Avenue, Suite 200 Alexandria, Virginia 22314
http://www.baneylaw.com

Find the Right Bankruptcy Lawyer for Your Bankruptcy Woes

Filing for bankruptcy is a legal process that either reduces, restructures or eliminates your debts. Filing bankruptcy with a court is the first step. You can file on your own or you can file with an attorney. Bankruptcy costs include attorney fees and filing fees. If you file on your own, you will still be responsible for filing fees. A good bankruptcy attorney is a shrewd investment in a better future. As in any other profession, the choice of practitioner can make a big difference to your outcome. Look for a lawyer who meets these qualifications:

One Who Specializes in Bankruptcy Law

Look for a certified specialist or a lawyer with substantial experience in bankruptcy. Must have both training and experience in bankruptcy. A generalist may be able do a simple bankruptcy, but may not be able to tell if your case is truly “simple”. For example, it is usually not a good idea to have your family or estate planning attorney handle your bankruptcy unless it is an area he or she normally practices. Interview lawyers until you find one who suits you.  Ask about their experience with cases like yours. Ask how many cases he/she handles a year, and the length of time he/she has been practicing bankruptcy law.

One Who Has Reasonable fees

Avoid the family attorney with highest fees, unless your case is extremely large and complex. Most people who are considering bankruptcy do not have the means to spend a lot on legal fees. The amount of attorney fees usually depends on your individual case and whether you are filing a Chapter 7 or Chapter 13 bankruptcy. In Chapter 7 cases, bankruptcy attorney fees and filing fees must be paid in full before your case is filed. In Chapter 13, most attorneys will take an upfront fee before filing, with the balance to be paid in your Chapter 13 plan. Lastly, payment arrangements must be flexible enough to fit your situation.

One Who Can Totally Give a Personal service

Get a lowdown of the bankruptcy lawyer’s accessibility and availability. If you are forced to meet with associates or assistants before getting to a candidate attorney, it’s a likely bet that you won’t get the kind of specialized help you need to navigate your tough financial hurdles. During the initial consultation, the lawyer should inform you on how he will proceed with the case – whether he intends to handle the case himself or if a paralegal would be responsible for routine matters. This way, you would know who to ask if you have a particular question about your case.

Third, it is crucial to have a lawyer who can give brief but concise answers to your questions. During the initial consultation, look at how he responds to your knowledge of the legal issues. Inexperienced lawyers would often feel threatened or intimidated by clients who have made some research prior to the meeting.

If you are facing a hard time paying your current debts. One things is for sure that your creditors will never give you rest until you pay everything. If the struggle to pay has become too much – filing for bankruptcy is a suitable option. To encounter the success of filing, you will need a suitable barrister. It is vital to know the qualities of a good lawyer. These qualities will offer proper guidance in selecting them.

Baneylaw, P.C.
(571) 620-6715
2121 Eisenhower Avenue, Suite 200 Alexandria, Virginia 22314
http://www.baneylaw.com

“Fast Moving Clouds”: The Latest Excuse for a Government Funded Solar Bankruptcy — Watts Up With That?

Guest essay by Eric Worrall h/t JoNova – What do you say when the government demands to know what happened to all the public money they lent to your failed solar business? ‘Fast-moving clouds’: How CS Energy’s Kogan Creek Solar Boost project failed MAY 21 2017 Mark Solomons It was supposed to supply cheaper, greener […]

via “Fast Moving Clouds”: The Latest Excuse for a Government Funded Solar Bankruptcy — Watts Up With That?

Baneylaw, P.C. – Bankruptcy Attorney Alexandria VA
(571) 620-6715
2121 Eisenhower Avenue, Suite 200
Alexandria, Virginia 22314
www.baneylaw.com

Christian books and merchandise closed after bankruptcy

Reader Alexander sent a link to an article in Publisher’s Weekly (PW), which Wikipedia describes as “an American weekly trade news magazine targeted at publishers, librarians, booksellers and literary agents. Published continuously since 1872, it has carried the tagline, “The International News Magazine of Book Publishing and Bookselling”. With 51 issues a year, the emphasis […]

via Good news: U.S.’s biggest retailer of Christian books and merchandise closed after bankruptcy — Why Evolution Is True

Baneylaw, P.C
(571) 620-6715
2121 Eisenhower Avenue, Suite 200
Alexandria, Virginia 22314
https://plus.google.com/100144892240076233926

More retailers are on verge of bankruptcy than at height of Great Depression — Fellowship of the Minds

This is shocking. According to Moody’s, the rating giant, 22 retailers are on the verge of bankruptcy — a number that’s greater than the 19 distressed retailers at the peak of the Great Depression in the 1930s. Also troublesome is the fact that the 22 retailers span the range from the luxury high-end (Neiman Marcus) […]

via More retailers are on verge of bankruptcy than at height of Great Depression — Fellowship of the Minds

Baneylaw, P.C
(571) 620-6715
2121 Eisenhower Avenue, Suite 200
Alexandria, Virginia 22314
https://plus.google.com/100144892240076233926